Gender Differences In Reaction To Enforcement Mechanisms: A Large-Scale Natural Field Experiment
主讲人：包郑扬 博士，厦门大学
主持人：陈发动 研究员，浙大管理学院
时间：2021年7月1日18:30开始
地点：管理学院A523会议室
摘要：
We followed 58,345 borrowers from a peer-to-peer lending platform to study how women and men react to enforcement mechanisms differently. In the experiment, borrowers were randomized into treatments where they received different text messages urging for timely repayment if they had loans due the “next day”. Compared to a reminder message, the messages inducing social pressures and financial incentives reduced the overdue rate for both genders. However, females were more responsive to messages producing social pressures, while males were more responsive to financial incentives. The results imply the potential importance of a gender-dependent mechanism to enhance compliance. （R&R, Journal of Finance）
主讲人简介：
包郑扬博士，厦门大学助理教授，本科、博士分别就读于昆士兰大学、芝加哥大学、莫纳什大学。研究方向为行为金融学、行为与实验经济学。论文发表于《Journal of Financial and Quantitative Analysis》等金融学国际顶级期刊。
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